BMPBtop
1. What is BMPBtop?
2. Who is Banca Monte Paschi Belgio (BMPB)?
3. How do I open a BMPBtop account?
4. What guarantees does BMPBtop offer me?
5. What other products and services does Banca Monte Paschi Belgio have to offer?
6. FAQ : Frequently Asked Questions
1. What is BMPBtop?
BMPBtop is the on-line savings account from Banca Monte Paschi Belgio which offers an annual base rate as high as 1,70% .
So, we guarantee a very profitable interest rate of 1,70% to all natural persons with a registered place of residence in Belgium who entrust us with between EUR 10,000 and EUR 150,000 on-line.
But that's not all !
It keeps on getting better: the annual loyalty premium for any deposit, put away for 12 consecutive months or for 11 consecutive months of the same calender year, goes up to 0.45% per year.
As this is a savings account, Belgian fiscal residents are also exempt from the advance levy on income derived from investments for the first tranche of interests earned through this most profitable savings formula (EUR 1,730 in interest/person or a maximum of EUR 3,460/couple holding a joint savings account)
2. Who is Banca Monte Paschi Belgio?
Banca Monte Paschi Belgio is the only bank of Italian origin operating under Belgian law active in the Belgian market since 1947. Our bank is part of the MPS Banking Group and our Parent company, Banca Monte dei Paschi di Siena S.p.A., was founded in Siena (Italy) in 1472; it is moreover the oldest active bank in the world. Our bank employs 24,000 people worldwide who look after more than 4 million clients.
We can therefore offer you in excess of 5 centuries of experience and professionalism while constantly holding our eye on the future. This inventive on-line savings account is a good example.
3. How do I open a BMPBtop savings account?
You are only a few clicks away from the most profitable on-line savings formula you have ever been offered.
If you would like to open a BMPBtop savings account, click “open an account ” at the bottom of this page.
These are the different steps you must take:
1. You automatically open a free current account, called a Paschi-Easy account, which is linked to your BMPBtop personal savings account. This Paschi-Easy account is necessary to transfer money from your BMPBtop savings account. One can never directly transfer money from a savings account to another bank. These two accounts do not carry any opening-, clising- or service charges.
2. Once your request to open an account has been approved by the bank and all the necessary formalities in annexe have been duly complied with, you will receive an e-mail with all the particulars regarding your personal accounts
3.From that moment onwards you can already transfer money to your BMPBtop savings account.
Attention, To activate your bank account, the first money transfer must come from an account openend on your own name. The following transfers should come from a Belgian or European bank and should be money that was not already present in our bank.
4. 4. After a few days your free Digipass will be sent to your address. A Digipass is a small electronic device which will allow you to confirm your transactions in a 100% secure manner by entering your unique personal and one-off eight-digit code.
4. What guarantees does BMPBtop offer?
BMPBtop is a savings account and is therefore subject to the General Savings Accounts Regulations.
As this is an electronic account and our bank does not incur any infrastructure expenses for its on-line clients, the yield on a BMPBtop savings account will always be superior to that of conventional savings accounts.
5. What other products and service does Banca Monte Paschi Belgio (BMPB) have to offer?
Banca Monte Paschi Belgio can offer you the whole range of banking products and –services available on the financial market. From current accounts at the most favourable rate to personal and mortgage loans and the most profitable savings- and investment products.
Besides our BMPBtop we also offer very profitable savings formulae for young people, bank savings certificates, investments in shares, bonds, funds, branch 21.23 or 26 insurance products or personalised credits and mortgages.
No impressive simulations on our website or standard products which must suit everyone. We work in conjunction with our clients to build up a balanced and profitable service which is tailor-made to the client’s personal situation and in keeping with the client’s wishes.
Regulation on Regulated Saving Deposits
Information sur la réforme de votre dépôt d'épargne
